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Western Bank of Artesia

Checking

Thrift-Checking

Minimum deposit to open: $100.00
Monthly Service Charge includes:
Maintenance Fee: $5.00
Item Fee: The first 10 withdrawals/debits included, then .40 cents each thereafter

Personal Checking

Minimum deposit to open: $100.00
Monthly Service Charge includes:
  • Balance Fee:
    Daily balance of $800.00 and over: No Charge
    Daily balance less than $800.00: $10.00

Senior Citizens Checking

Minimum deposit to open: $100.00
Customers over the age of 55 are provided personal checking at no charge.
Customer must contact the bank upon reaching the age of 55 in order to convert to the senior citizens account.

Student Checking

Minimum deposit to open: $100.00
Students under 23 years of age are provided personal checking at no charge.
When the student reaches the age of 23, the account will be automatically converted to a personal checking.

Business Checking

Minimum deposit to open: $100.00
Monthly Service Charge includes:
  • Balance Fee:
    Daily balance of $1,500.00 and over No Charge
    Daily balance less than $1,500.00: $10.00



Interest Bearing Checking Accounts

Market rates are subject to change daily


NOW Checking

Minimum deposit to open: $100.00
Monthly Service Charge includes:
  • Balance Fee:
    Daily balance of $1,500.00 and over: No Charge
    Daily balance less than $1,500.00: $10.00
Interest is compounded daily and credited monthly.
No interest is paid on balances below $1,000.00.
Individual Accounts only.
Corporations, Associations and Partnerships are NOT eligible.

Super NOW Checking

Minimum deposit to open: $100.00
Monthly Service Charge includes:
  • Balance Fee:
    Daily balance of $2,500.00 and over: No Charge
    Daily balance less than $2,500.00: $10.00
Interest is compounded daily and credited monthly.
No interest is paid on balances below $1,000.00.
Corporations, Associations and Partnerships are NOT eligible.
Suitable for individuals, non-profit organizations, charitable, educational, fraternal and government units.

Money Market Checking

Minimum deposit to open: $100.00
Monthly Service Charge includes:
  • Balance Fee:
    Daily balance of $2,500.00 and over: No Charge
    Daily balance less than $2,500.00: $10.00
  • Item Fee:
    Limited to 6 transactions per month thereafter each transaction: $10.00
Interest is compounded daily and credited monthly.
No interest is paid on balances below $1,000.00.
Federal Regulation limits withdrawal transactions on this account to 6 per month.
AVAILABLE TO ALL DEPOSITORS.

Health Savings Checking

Minimum deposit to open: $25.00
Monthly Service Charge includes:
  • Item Fee:
    Monthly per transaction fee: $0.25
Annual fee: $10.00
Visa Debit Card (one time charge)$5.00

Free courtesy checks.
Interest is compounded daily and credited monthly.
No minimum balance required to earn interest.

Fees are accurate as of September 2015. Fees are subject to change at any time without prior notice. You can contact us at (575) 748-1345 if you have any questions regarding our fees.